Fees & Insurance
Out-of-Network Practice
I’m an out-of-network provider and do not participate directly with insurance plans.
This means that sessions are paid for directly, rather than through an insurance company. Many people find that this allows for a more private, flexible, and meaningful therapeutic experience.
Working outside of insurance can offer:
Greater privacy: Insurance companies typically require a mental health diagnosis, and in some cases access to aspects of your treatment. In an out-of-network practice, your work remains between us.
More flexibility in your care: There are no session limits, required timelines, or external reviews shaping the process. We can move at a pace that feels right, and stay with what matters.
A more personal, engaged experience: I keep my practice intentionally small so that I can be fully present with each patient and hold the work with care and attention.
A focus on deeper, lasting change: Rather than focusing only on symptoms, our work can explore underlying patterns, relationships, and the parts of your experience that aren’t always visible at first.
Fees
I do not list my fees publicly, as I offer some flexibility depending on individual circumstances. We can discuss this during a consultation.
Using Out-of-Network Benefits
If you have out-of-network benefits, you may be eligible for partial reimbursement.
Here’s how it works:
Payment: Sessions are paid out of pocket. I provide monthly invoices.
Superbill: At the end of each month, I can provide a superbill (an itemized receipt for services).
Submission: You submit the superbill to your insurance company.
Reimbursement: If your plan includes out-of-network coverage, your insurance will reimburse you directly for a portion of the cost.
A note about diagnosis:
Insurance companies typically require a diagnosis in order to reimburse out-of-network claims. If you choose to use your benefits, we can talk about this together so the process feels transparent and considered.
Questions to Ask Your Insurance
To better understand your coverage, you can call the number on the back of your insurance card and ask:
Do I have out-of-network benefits for outpatient mental health?
What is my out-of-network deductible, and has it been met?
What is the allowable amount for CPT code 90834 (individual) or 90847 (couples)?
What percentage of that amount will be reimbursed?
A Note on Investment
Therapy is an investment, not only financially, but in your time, attention, and willingness to engage with yourself in a deeper way.
It can ask a lot of you. And over time, it can give something back that extends far beyond any one issue or moment, shaping how you understand yourself, how you relate to others, and how you move through your life.